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Ways to Save Money When Buying Automobile Insurance

Insurance Buying Tips

  • Be aware of the safety features in your car. You can get discounts and credits for passive seat belt restraints, air bags, anti-theft devices and anti-lock braking systems.
  • Discounts are often available if you carpool.
  • Completing driver's education courses may qualify you for a discount.
  • If you have multiple cars on the same policy, you may qualify for a multi-car discount.
  • Have a clean driving record, free of violations and accidents? You may qualify for a safe driver discount.
  • You can reduce your collision and comprehensive premium payments by choosing a higher deductible. Just be sure you’re willing and able to pay a higher amount out of your pocket should a loss occur.
  • Renewal discounts encourage you to continue your policy with the same company.
  • Place your homeowners and automobile policies with the same insurance company, and you’ll often qualify for a multiple policy or account credit discount.